E-Commerce · Online Payments

What is the best service to process credit cards online?

Jasmine Alexander

February 9th, 2015

Best way to process credit cards online? authorize.net, square, dwolla other options? Currently looking for online options only.

Lowest costs for a startup.

Michael Brill Technology startup exec focused on AI-driven products

February 9th, 2015

Stripe or Braintree will likely be the two you get down to, no matter what you start with. Having said that, I'm sure you'll get a dozen suggestions.

Kenneth Fax Senior Technology Executive - Mobile, Wireless, Telecommunications, Healthcare, Mergers / Acquistions, Funding

Last updated on February 16th, 2017

Have you tried Braintree, as one option? Braintree is also part of PayPal.

Ben Sweat Director, Product at Idealab

February 9th, 2015

I'm sure others have responded with these already: Braintree, Stripe would be the two I'd look at.

Stuart Frederich-Smith Director of Product at PlanGrid

February 9th, 2015

I'd strongly recommend Stripe. It is really the easiest integration and allows for all of the sophisticated flows you might need (auth-only, recurring, post-transaction edits, etc.). 

Larry Mai

February 9th, 2015

I like paypal and stripe

Richard Jun Managing Partner at Bam Ventures

February 9th, 2015

HI Jasmine - Braintree and Stripe are the two with the best reporting analytics.  If you want the lowest rates then Card1 is pretty good.  Haven't found any rates that are lower.  Happy to connect you. Rich 

Monica Borrell CEO and Founder at Cardsmith

February 9th, 2015

We selected ChargeBee for ease of integration and cost with features we needed for SaaS, including coupons, multiple membership levels, etc.



Taylor Dondich Vice President of Engineering at MaxCDN

February 9th, 2015

I utilize Braintree.  Take a look at their ignite program which provides no fees for your first 50,000 in transactions.  Also they have extremely tight integration to accept PayPal payments.  They have a fantastically simple API that provides minimal PCI compliance needs.  Also their recurring billing is great and their support is always quick.  

I am available to assist in technical details as well.  Feel free to ask here or reach out directly.  


Matthew Griffiths Technology Entrepreneur, CTO, Startup Executive

February 10th, 2015

I would also up-vote Stripe. Having implemented many payment system Stripe is the most developer friendly (and thus the cheapest in terms of resource) I have found.

Tom Tsatsos San Francisco Bay Area Ecommerce Professional

February 9th, 2015

It depends what you are trying to integrate with and what the life span of your solution needs to be, but you can't go wrong with Stripe, Authorize.net or Braintree.

Stripe is one of my personal favorites because it's extremely flexible/easy to set up from a developer perspective (read, minimal implementation costs), and, from an owner perspective, your account can be approved instantaneously.